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Abstract: Ever Since the demonetisation by Government of India and Reserve Bank of India shook the country and many of the new companies and the individuals praised the move. This took to the move towards the immediate measures boost the digital payments and digitalization in the country. Not only the demonetisation but the deadliest virus attack that is Covid-19 had led to the new dimension to the future digitalisation in India. Now-a-days people depend completely on technology and internet to fulfil each and every simple work and need, which can be done easily and easily, this work being done quickly lead to the entrance of digitalization in all the fields and sectors of the economy. This paper constitutes the need for digitalization in banking sector.